Friday, June 6, 2025
The Home Modification Loan Program
The Home Modification Loan Program (HMLP) is a state-funded lending program that provides no-interest loans to homeowners to fund necessary changes to keep themselves or a family member with a disability or mobility impairment living comfortably in their own home.
The program has generous income guidelines and allows for accessibility renovations based on the household member's medical need. This program can benefit anyone in the house who has a disability or mobility impairment; the homeowner themself, their child, or an elderly family member.
RCAP Solutions administers this program throughout Central Massachusetts in collaboration with MassAbility and the Community Economic Development Assistance Corporation (CEDAC).
Possible modifications can include:
• Ramps, stair lifts, and platform lifts
• Accessible bathroom and kitchen modifications
• Fences
• Walkways and driveways
• Sensory or therapy spaces
• And more...
Learn more at: https://www.rcapsolutions.org/HMLP/